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- Mapping global seasonality: national times of abundance and scarcity?
- Seasonality in incomes still underrated as influence on purchasing patterns
- Acknowledging the value of the informal sector as an economic engine
- Financial Inclusion survey and the informal economy
- The underlying principle of flexibility
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Category Archives: India
Mapping global seasonality: national times of abundance and scarcity?
Connecting some dots made me think of this exercise. If national governments are increasingly looking at ways to bridge the informal economy with the formal, in order to provide more inclusive benefits to their citizens and at the same time … Continue reading
Posted in ASEAN, Bottom of the Pyramid, Business Models, Culture, Philipines, User research, Banking, India, Informal & Flexible, Africa, Buyer Behaviour, Income, Rural, Strategy, Sub Saharan Africa, Indigenous & Traditional, South Asia, Economy, Cashless transactions, Assumption filter, Migrant worker, South Africa, Kenya, global, Senegal, China
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Some concerns about ‘pay as you go’ lighting solutions in rural markets
Having just got back yesterday after immersion in an arid part of rural Kenya, it struck me after coming across yet another solar lighting solution with a pay as you go or prepaid business model that this may become a … Continue reading
Posted in Africa, Airtime, Alternative currency, Assumption filter, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, India, Informal & Flexible, Kenya, Mobile platform, Rural, Sub Saharan Africa, User research, Value
Tagged africa, business model, cashless, pay as you go, prepaid, rural, subsistence farmer
Welcome to Bazaaristan: global informal economy being recognized
Across the globe, 1.8 billion people — a quarter of the world’s population — work off the books each day. They are paid in cash for the goods they sell and the services they provide, and due to their ubiquity, … Continue reading
The global prepaid economy – map
Posted in Airtime, ASEAN, Business Models, Economy, global, India, Kenya, Mobile platform, Philipines, South Africa, South Asia, Sub Saharan Africa
Worldwide informal economies – infographic
Source
Posted in Africa, ASEAN, Bottom of the Pyramid, Economy, India, Informal & Flexible, Kenya, Philipines, South Africa, South Asia, Sub Saharan Africa
Women Together: Incentivising Savings
Mahila Milan means “women together” and provides a decentralised vehicle for the empowerment of women via leadership roles and advocacy alongside its pivotal daily savings collection. Continue reading
Posted in Banking, Collection, India, Informal & Flexible, Loans, Savings, Urban
Tagged bottom of the pyramid, dharavi, india, meena, micro-finance, research, savings
Prepaid pricing plans and the financially savvy BoP buyer: A discussion
Rural grocery shop, South Africa January 2008 While putting together my post on demanding BoP customers today, I came across this snippet from an article titled "Getting to know the sophisticated prepaid user" from The Philippines (one of the field … Continue reading
Traditional moneylending – informal, flexible, trust based and changing fast
Sawai Madhopur, December 30th 2008 As Microfinance Grows in India, So Do Its Rivals is the title of a recent WSJ article by Ketaki Gokhale which begins so, The practice of making tiny loans to poor people, or microfinance, was … Continue reading
Introducing Meena Kadri
New Zealand born Meena Kadri has an undergraduate degree in Anthropology and a Masters in Design. She has taught at design schools globally, notably for two years at the National Institute of Design in India. She currently resides in New … Continue reading
Posted in Culture, Design, India, South Asia, Urban, User research
Savings Circles
Bishi schemes are a kind of Rotating Savings and Credit Association (ROSCA): informal and voluntary local savings clubs which has a long history in India and elsewhere in the developing world. Continue reading
