Category Archives: Indigenous & Traditional

Who is Farmer Pedro?

If we were to arrive at a synthesized view of your average subsistence farmer, lets call him Pedro, how would we describe him? What is Farmer Pedro’s story? He grows enough to keep body and soul going, his first priority … Continue reading

Posted in Africa, Assumption filter, Bottom of the Pyramid, Buyer Behaviour, Cashless transactions, Flexibility, Indigenous & Traditional, Informal & Flexible, Rural, User research

Reflecting on The Informal Economy, October 2012

John Keith Hart, who first saw the economic activity of the “unemployed” in Accra, Ghana back in the beginning of the 1970′s, almost exactly 40 years ago, opened the symposium with the statement that the informal economy had gone mainstream. … Continue reading

Posted in Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Business Models, Cashless transactions, Economy, global, Indigenous & Traditional, Informal & Flexible, Kenya, Mobile platform, Strategy, User research, Value | Tagged , , , , | 1 Comment

Risk mitigation strategies in the uncertainty of the informal economy

What is the role of flexibility as an inherent design principle for transactions in the informal economy? Why is it so critical to the success or failure of business models in this operating environment? What does flexibility primarily tend to … Continue reading

Posted in Assumption filter, Banking, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, Economy, Indigenous & Traditional, Informal & Flexible, Rural, User research, Value

Bridging the gap: boundary spanners in the informal economy

My recent diversion into exploring the increasing visibility of the informal economy in the developed world has been providing much food for thought on the perceived boundary between the formal and the informal. More so, than in Europe, does the … Continue reading

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The Informal Economy Symposium, Barcelona on October 12th 2012

Our aim with this symposium is to explore the global scope, innovations and potential futures of the informal economy. Opening Keynote will be John Keith Hart, who coined the term “informal economy” and the day long symposium on the 12th … Continue reading

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Mapping global seasonality: national times of abundance and scarcity?

Connecting some dots made me think of this exercise. If national governments are increasingly looking at ways to bridge the informal economy with the formal, in order to provide more inclusive benefits to their citizens and at the same time … Continue reading

Posted in Africa, ASEAN, Assumption filter, Banking, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, China, Culture, Economy, global, Income, India, Indigenous & Traditional, Informal & Flexible, Kenya, Migrant worker, Philipines, Rural, Senegal, South Africa, South Asia, Strategy, Sub Saharan Africa, User research

Seasonality in incomes still underrated as influence on purchasing patterns

While the BBC has begun questioning the oft quoted “$1 a day” statistic used most often to demonstrate the bottom billion below the global poverty line, they barely touch upon the impact of seasonality on the population segment’s cash flow, … Continue reading

Posted in Assumption filter, Bottom of the Pyramid, Business Models, Buyer Behaviour, Culture, Economy, global, Income, Indigenous & Traditional, Informal & Flexible, Strategy, User research, Value

The multifunctionality of livestock in rural Kenya

This is an interesting research paper from Purdue’s Agricultural Economics department published in 2008. Titled Traits Affecting Household Livestock Marketing Decisions in Rural Kenya (pdf), it’s abstract informs us that: While many contemporary development programs with regard to Sub-Saharan Africa’s … Continue reading

Posted in Africa, Assumption filter, Buyer Behaviour, Cashless transactions, Cattle, Culture, Economy, Income, Indigenous & Traditional, Informal & Flexible, Kenya, Livestock, Rural, Rural Economy, Savings, User research, Value | Tagged , , , , , , , ,

Rise of tricycle pushcarts in Mexico

ClubOrlov has a guest post from a small Mayan fishing village in Mexico by a writer only known as Albert, who observes this informal economic activity and its players closely: What struck me is that I cannot recall a time … Continue reading

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Senegalese research on innovation processes in their informal ICT sector

I came across some excellent research by Dr Almamy Konte and Mariama Ndong of Senegal. While I’m sure the original working paper in French must be far better than this drafted English translation, their key points are nonetheless something to … Continue reading

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