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- Mapping global seasonality: national times of abundance and scarcity?
- Seasonality in incomes still underrated as influence on purchasing patterns
- Acknowledging the value of the informal sector as an economic engine
- Financial Inclusion survey and the informal economy
- The underlying principle of flexibility
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Category Archives: South Asia
Mapping global seasonality: national times of abundance and scarcity?
Connecting some dots made me think of this exercise. If national governments are increasingly looking at ways to bridge the informal economy with the formal, in order to provide more inclusive benefits to their citizens and at the same time … Continue reading
Posted in ASEAN, Bottom of the Pyramid, Business Models, Culture, Philipines, User research, Banking, India, Informal & Flexible, Africa, Buyer Behaviour, Income, Rural, Strategy, Sub Saharan Africa, Indigenous & Traditional, South Asia, Economy, Cashless transactions, Assumption filter, Migrant worker, South Africa, Kenya, global, Senegal, China
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Welcome to Bazaaristan: global informal economy being recognized
Across the globe, 1.8 billion people — a quarter of the world’s population — work off the books each day. They are paid in cash for the goods they sell and the services they provide, and due to their ubiquity, … Continue reading
The global prepaid economy – map
Posted in Airtime, ASEAN, Business Models, Economy, global, India, Kenya, Mobile platform, Philipines, South Africa, South Asia, Sub Saharan Africa
Worldwide informal economies – infographic
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Posted in Africa, ASEAN, Bottom of the Pyramid, Economy, India, Informal & Flexible, Kenya, Philipines, South Africa, South Asia, Sub Saharan Africa
Introducing Meena Kadri
New Zealand born Meena Kadri has an undergraduate degree in Anthropology and a Masters in Design. She has taught at design schools globally, notably for two years at the National Institute of Design in India. She currently resides in New … Continue reading
Posted in Culture, Design, India, South Asia, Urban, User research
Seasonality and its influence on rural BoP household financial management
Fallow field, Sawai Madhopur, Rajasthan India January 2009 I first noticed the influence of seasonality on income halfway during the Indian fieldwork. On one hand, its but natural that the seasons are linked to a farmer's cash flow, dependent as … Continue reading
Observations: Rural BoP and the cash economy
Investment or Independence? Photo Credit: Goverdhan Meena Across the board, the particular characteristic that most stood out during my conversations with the rural populace in India and The Philippines, as well as prior experiences elsewhere, was their … Continue reading
Some thoughts on community based models for sharing costs
We found that the key factor that makes 'prepaid' payment plans (whether its for electricity, mobile phones, water etc) so attractive to the BoP customer, in the context of their own behaviour patterns regarding the management of their personal finances. … Continue reading
An introduction to the values gap: a framework for interpretation
Believing as I do that the assumptions we make and the values we espouse influence the perspective from which we perceive the world and thus, the frame of reference which grounds the inferences we make from our observations, I thought … Continue reading