Blogroll
- Perspective My blog
- The Prepaid Economy Tracking the economic aspirations and ambitions of emerging African markets – business, trade, economy, enterprise, entrepreneurs, leadership
Perspective
-
Recent Posts
- Nigeria pursuing deeper understanding of informal sector; now estimated at 57% of rebased GDP
- Percentage of prepaid connections – global map 2013 data
- Analysing shifts in consumer household purchasing patterns – Milk ATMs in Kenya
- The mechanization of donkey water, a symbol of economic progress
- Prepaid services for water in Africa – survey
Archives
- June 2014
- May 2014
- March 2014
- November 2013
- October 2013
- August 2013
- April 2013
- January 2013
- December 2012
- November 2012
- October 2012
- September 2012
- July 2012
- June 2012
- May 2012
- April 2012
- February 2012
- January 2012
- December 2011
- November 2011
- September 2011
- May 2011
- June 2010
- March 2010
- February 2010
- January 2010
- December 2009
- November 2009
- October 2009
- July 2009
- May 2009
- April 2009
- March 2009
- February 2009
- January 2009
Categories
- About
- Africa
- Airtime
- Alternative currency
- ASEAN
- Assumption filter
- Banking
- Bottom of the Pyramid
- Business Models
- Buyer Behaviour
- Cashless transactions
- Cattle
- China
- Collection
- Culture
- Design
- Economy
- Expenses
- Flexibility
- Frameworks
- global
- Income
- India
- Indigenous & Traditional
- Informal & Flexible
- Kenya
- Literature review
- Livestock
- Loans
- Migrant worker
- Mobile platform
- Nigeria
- Philipines
- Project report
- Rural
- Rural Economy
- Savings
- Senegal
- South Africa
- South Asia
- Strategy
- Sub Saharan Africa
- Uncategorized
- Urban
- User research
- Value
Monthly Archives: October 2013
Part 3: Synthesis and Insights from original research on rural economic behaviour
One can conclude from synthesizing the data collected across the geographies and the range of “BoP” income levels that rural households demonstrated similar patterns of behaviour in their management of household expenses on irregular income streams. These are: the rapid … Continue reading
Posted in Africa, Assumption filter, Bottom of the Pyramid, Business Models, Livestock, Project report, Rural Economy, User research
Tagged bop, bop marketing, business models, buyer behaviour, consumer insights, livestock, payment plans, prepaid economy, purchasing patterns, rural economy, user research
Comments Off on Part 3: Synthesis and Insights from original research on rural economic behaviour
Part 2: The Observations made during original research on rural economic behaviour
One can roughly consider the relative income (or wealth) across three regions where observations were conducted on a continuum where the Indian village was the ‘wealthiest’ while the Malawians were living closest to the edge. However, on synthesizing the combined … Continue reading
Posted in Africa, Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, Culture, Economy, Indigenous & Traditional, Informal & Flexible, Livestock, Project report, Rural Economy, User research
Tagged bop, exploratory user research, household financial management, india, livestock, malawi, patterns, philippines, prepaid economy, rural economy, seasonality
1 Comment
Part 1: Why are we publishing our original research on rural economic behaviour in 5 parts online?
A recent article in The Economist on the economic value of owning cattle in rural India made me to realize just how little is understood about the rural economy. Here’s a snippet: That is because most people find spending easier … Continue reading
Posted in Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Buyer Behaviour, Cashless transactions, Cattle, Culture, Economy, Expenses, Flexibility, Income, India, Indigenous & Traditional, Livestock, Project report, Rural, Rural Economy, South Asia, Strategy, User research, Value
Tagged cattle, cow, india, livestock, rural, rural economy, wealth
Comments Off on Part 1: Why are we publishing our original research on rural economic behaviour in 5 parts online?
The Role of Livestock Data in Rural Africa: The Tanzanian Case Study
The World Bank finally notices the humble goat, four of which will buy you a new Nokia featurephone in Malawi. Funded by Bill and Melinda, this report takes a closer look at the domesticated animal as a financial instrument and … Continue reading
Posted in Africa, Alternative currency, Bottom of the Pyramid, Cashless transactions, Culture, Indigenous & Traditional, Livestock, Rural, Rural Economy, Savings, Sub Saharan Africa, User research, Value
Tagged agriculture, livestock, rural economy, subsistence farmer, tanzania
Comments Off on The Role of Livestock Data in Rural Africa: The Tanzanian Case Study
India recognizes the economic contribution of street vendors
What Indian economic phenomenon is at once marginal, even illegal, and enormously independent and entrepreneurial? That would be the street vendor, the small capitalist of the poor, and reservoir of off-the-books penalties that grease the machine of every municipal authority … Continue reading
Posted in Bottom of the Pyramid, Economy, Flexibility, Income, India, Indigenous & Traditional, Informal & Flexible, Migrant worker, South Asia, Urban, Value
Tagged bottom of the pyramid, india, policy, prepaid economy, street vendors, unorganized sector
Comments Off on India recognizes the economic contribution of street vendors
Food security: time to think of the small scale farmers
This article was written by David Indeje (@DavidBurudi) and was first put on the internet on West FM. It has been republished here with his kind permission. Agriculture is the essence of life, but it seems leaders are not getting … Continue reading
Posted in Africa, Bottom of the Pyramid, Cashless transactions, Economy, Flexibility, Income, Informal & Flexible, Kenya, Rural, User research
Tagged agriculture, farmers, financial services, kenya, rural economy, value chain, vcd
3 Comments
Exploratory User Research in the Rural Economy
When I first began developing the attributes by which to select representative user profiles for the original fieldwork to begin understanding the “prepaid economy”, that is, household financial management in rural India, The Philippines and Malawi, it was based on … Continue reading
Posted in Bottom of the Pyramid, Business Models, Design, Economy, Expenses, Flexibility, Frameworks, global, Income, India, Informal & Flexible, Kenya, Philipines, Rural, User research
Tagged agriculture, cash, design ethnography, exploratory user research, farmers, gem, informal economy, pay as you go, prepaid economy, rural economy, user research
Comments Off on Exploratory User Research in the Rural Economy