Category Archives: India

Part 4: The visual documentation of the original research on rural economic behaviour

I have uploaded a PDF synopsis of the fieldwork conducted during the original Prepaid Economy research including approach and methodology.  Also documented are the different ways those in the rural economy manage their ‘investments’. These images support the observations documented … Continue reading

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Posted in About, Africa, Airtime, Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, Culture, Economy, India, Indigenous & Traditional, Informal & Flexible, Livestock, Philipines, Project report, Rural Economy, Sub Saharan Africa, User research | Tagged , , , , , , , | 1 Comment

Part 1: Why are we publishing our original research on rural economic behaviour in 5 parts online?

A recent article in The Economist on the economic value of owning cattle in rural India made me to realize just how little is understood about the rural economy.  Here’s a snippet: That is because most people find spending easier … Continue reading

Posted in Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Buyer Behaviour, Cashless transactions, Cattle, Culture, Economy, Expenses, Flexibility, Income, India, Indigenous & Traditional, Livestock, Project report, Rural, Rural Economy, South Asia, Strategy, User research, Value | Tagged , , , , , , | Comments Off on Part 1: Why are we publishing our original research on rural economic behaviour in 5 parts online?

India recognizes the economic contribution of street vendors

What Indian economic phenomenon is at once marginal, even illegal, and enormously independent and entrepreneurial? That would be the street vendor, the small capitalist of the poor, and reservoir of off-the-books penalties that grease the machine of every municipal authority … Continue reading

Posted in Bottom of the Pyramid, Economy, Flexibility, Income, India, Indigenous & Traditional, Informal & Flexible, Migrant worker, South Asia, Urban, Value | Tagged , , , , , | Comments Off on India recognizes the economic contribution of street vendors

Exploratory User Research in the Rural Economy

When I first began developing the attributes by which to select representative user profiles for the original fieldwork to begin understanding the “prepaid economy”, that is, household financial management in rural India, The Philippines and Malawi, it was based on … Continue reading

Posted in Bottom of the Pyramid, Business Models, Design, Economy, Expenses, Flexibility, Frameworks, global, Income, India, Informal & Flexible, Kenya, Philipines, Rural, User research | Tagged , , , , , , , , , , | Comments Off on Exploratory User Research in the Rural Economy

Reflecting on this blog’s genesis after 5 years

I started this blog in late December 2008, in earnest and every day during the first prototype fieldwork for The Prepaid Economy project, one of the iBoP Asia Project’s first batch of Small Grant winners from the ASEAN region. For … Continue reading

Posted in About, Africa, Airtime, ASEAN, Assumption filter, Bottom of the Pyramid, Business Models, Buyer Behaviour, Collection, Design, Economy, Flexibility, global, Income, India, Indigenous & Traditional, Informal & Flexible, Kenya, Migrant worker, Mobile platform, Philipines, Project report, South Asia, Strategy, Sub Saharan Africa, Urban, User research, Value | Tagged , , , , , , , , , , | Comments Off on Reflecting on this blog’s genesis after 5 years

The Great Informalisation: About 50% of Indian GDP from unorganized sector

From a special report on India’s economy It might surprise some to know that most of the debates on labour issues in India, including the provision of social security & workplace challenges, actually revolve only around 7% of the total … Continue reading

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Promoting Africa’s Informal Sector

Organising the informal sector and recognising its role as a profitable activity may contribute to economic development. This can also improve the capacity of informal workers to meet their basic needs by increasing their incomes and strengthening their legal status. … Continue reading

Posted in Africa, Airtime, Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, China, Economy, Flexibility, global, India, Indigenous & Traditional, Informal & Flexible, Kenya, Migrant worker, Mobile platform, Rural, Sub Saharan Africa, User research, Value | Tagged | Comments Off on Promoting Africa’s Informal Sector

Mapping global seasonality: national times of abundance and scarcity?

Connecting some dots made me think of this exercise. If national governments are increasingly looking at ways to bridge the informal economy with the formal, in order to provide more inclusive benefits to their citizens and at the same time … Continue reading

Posted in Africa, ASEAN, Assumption filter, Banking, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, China, Culture, Economy, global, Income, India, Indigenous & Traditional, Informal & Flexible, Kenya, Migrant worker, Philipines, Rural, Senegal, South Africa, South Asia, Strategy, Sub Saharan Africa, User research | Comments Off on Mapping global seasonality: national times of abundance and scarcity?

Some concerns about ‘pay as you go’ lighting solutions in rural markets

Having just got back yesterday after immersion in an arid part of rural Kenya, it struck me after coming across yet another solar lighting solution with a pay as you go or prepaid business model that this may become a … Continue reading

Posted in Africa, Airtime, Alternative currency, Assumption filter, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, India, Informal & Flexible, Kenya, Mobile platform, Rural, Sub Saharan Africa, User research, Value | Tagged , , , , , , | Comments Off on Some concerns about ‘pay as you go’ lighting solutions in rural markets

Welcome to Bazaaristan: global informal economy being recognized

Across the globe, 1.8 billion people — a quarter of the world’s population — work off the books each day. They are paid in cash for the goods they sell and the services they provide, and due to their ubiquity, … Continue reading

Posted in Africa, ASEAN, Bottom of the Pyramid, Business Models, Culture, Economy, global, India, Informal & Flexible, Kenya, Literature review, Philipines, South Africa, South Asia, Sub Saharan Africa, Urban, User research, Value | Tagged , , | Comments Off on Welcome to Bazaaristan: global informal economy being recognized