Tag Archives: india

Part 2: The Observations made during original research on rural economic behaviour

One can roughly consider the relative income (or wealth) across three regions where observations were conducted on a continuum where the Indian village was the ‘wealthiest’ while the Malawians were living closest to the edge. However, on synthesizing the combined … Continue reading

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Posted in Africa, Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Business Models, Buyer Behaviour, Cashless transactions, Culture, Economy, Indigenous & Traditional, Informal & Flexible, Livestock, Project report, Rural Economy, User research | Tagged , , , , , , , , , , | 1 Comment

Part 1: Why are we publishing our original research on rural economic behaviour in 5 parts online?

A recent article in The Economist on the economic value of owning cattle in rural India made me to realize just how little is understood about the rural economy.  Here’s a snippet: That is because most people find spending easier … Continue reading

Posted in Alternative currency, Assumption filter, Banking, Bottom of the Pyramid, Buyer Behaviour, Cashless transactions, Cattle, Culture, Economy, Expenses, Flexibility, Income, India, Indigenous & Traditional, Livestock, Project report, Rural, Rural Economy, South Asia, Strategy, User research, Value | Tagged , , , , , , | Comments Off on Part 1: Why are we publishing our original research on rural economic behaviour in 5 parts online?

India recognizes the economic contribution of street vendors

What Indian economic phenomenon is at once marginal, even illegal, and enormously independent and entrepreneurial? That would be the street vendor, the small capitalist of the poor, and reservoir of off-the-books penalties that grease the machine of every municipal authority … Continue reading

Posted in Bottom of the Pyramid, Economy, Flexibility, Income, India, Indigenous & Traditional, Informal & Flexible, Migrant worker, South Asia, Urban, Value | Tagged , , , , , | Comments Off on India recognizes the economic contribution of street vendors

Reflecting on this blog’s genesis after 5 years

I started this blog in late December 2008, in earnest and every day during the first prototype fieldwork for The Prepaid Economy project, one of the iBoP Asia Project’s first batch of Small Grant winners from the ASEAN region. For … Continue reading

Posted in About, Africa, Airtime, ASEAN, Assumption filter, Bottom of the Pyramid, Business Models, Buyer Behaviour, Collection, Design, Economy, Flexibility, global, Income, India, Indigenous & Traditional, Informal & Flexible, Kenya, Migrant worker, Mobile platform, Philipines, Project report, South Asia, Strategy, Sub Saharan Africa, Urban, User research, Value | Tagged , , , , , , , , , , | Comments Off on Reflecting on this blog’s genesis after 5 years

The Great Informalisation: About 50% of Indian GDP from unorganized sector

From a special report on India’s economy It might surprise some to know that most of the debates on labour issues in India, including the provision of social security & workplace challenges, actually revolve only around 7% of the total … Continue reading

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Women Together: Incentivising Savings

Mahila Milan means “women together” and provides a decentralised vehicle for the empowerment of women via leadership roles and advocacy alongside its pivotal daily savings collection. Continue reading

Posted in Banking, Collection, India, Informal & Flexible, Loans, Savings, Urban | Tagged , , , , , , | 1 Comment

Savings Circles

Bishi schemes are a kind of Rotating Savings and Credit Association (ROSCA): informal and voluntary local savings clubs which has a long history in India and elsewhere in the developing world. Continue reading

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Coping Strategies as Food Prices Soar

Surging food prices are being widely reported in India this month. I’ve been asking female informants and neighbours at Dharavi how they are managing the pressure on household expenses. Continue reading

Posted in Economy, Expenses, India | Tagged , , , , | 3 Comments

Banking on Trust

Following up on the Reserve Bank of India announcement to allow small shops and phone kiosks, etc to handle basic services on behalf of banks – I directed questions around potential receptivity amongst Dharavi residents. Continue reading

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Island Life

Shankar Jadhar’s friends describe him as an “all-rounder”. The 40 year old Dharavi resident is married with 5 children and lives close to the traffic island which he has laid unofficial claim to, from where he conducts his business. Continue reading

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